Privacy Policy

Effective Date: 10/09/2024

We value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your information when you use our app. By using the app, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

1.1 Personal Data
When you use our app, we may collect personal information that you provide to us, including:

• Email address and Name (via OAuth service)
• Transaction records such as amounts, lending/borrowing details, and interest rates

We use OAuth services (e.g., Google) to securely log in users. We do not store your OAuth password or any sensitive data from the OAuth provider.

1.2 Usage Data
We may collect non-personally identifiable information about how you use our app, including:

• Device information (e.g., mobile device type, operating system)
• App usage details (e.g., pages accessed, features used)

2. How We Use Your Information

We use the information we collect for the following purposes:

• To provide and improve the app: This includes calculating interest (simple and compound), adding transaction records, and tracking lending/borrowing transactions.
• To secure your account: By using OAuth login, we ensure a safe and secure login experience.
• To personalize your experience: We may use data to customize app features based on your usage.

3. How We Protect Your Information

We implement a variety of security measures to maintain the safety of your personal information. These include:

• OAuth Authentication: We use trusted OAuth services for secure login without storing your login credentials.
• Data Encryption: Sensitive information, such as transaction records, is encrypted to prevent unauthorized access.
• Access Control: Only authorized personnel have access to your information, and we never share your data with third parties without your consent.

4. Data Retention

We retain your personal information for as long as necessary to provide you with the app’s services and as required by law. You can request the deletion of your data at any time by contacting us at umeshdangrecha240@gmail.com.

5. Third-Party Services

Our app integrates OAuth authentication services (e.g., Google, Facebook) for login purposes. These services are governed by their respective privacy policies. We encourage you to review the privacy policies of these third parties to understand how they handle your information.

• Google Privacy Policy
• Firebase
• Mixpanel
• Ad Mob

6. Your Privacy Rights

Depending on your location, you may have certain rights under data protection laws, including:

• The right to access, update, or delete your personal information.
• The right to object to the processing of your data.
• The right to withdraw consent to data collection at any time.

If you wish to exercise any of these rights, please contact us at umeshdangrecha240@gmail.com.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. Please review this policy periodically for any updates.

8. Contact Us

If you have any questions about this Privacy Policy or the practices of this app, please contact us at:

• Email: umeshdangrecha240@gmail.com
• Address: 8319296080